Today we’re looking at two different verses in the book of Proverbs as we talk about lending to God.
Proverbs 19:17 reads:
“Whoever is generous to the poor lends to the Lord, and He will repay him for his deed.”
Proverbs 20:13 shares the corollary to this message.
“Whoever closes his ear to the cry of the poor will himself call out and not be answered.”
Between these two Proverbs, we have quite a contrast: those who are generous to the poor and those who close their ears to the poor.
In Proverbs 19:17, we learn that giving to the poor invokes “divine math”. God assures us that when we give to the poor, we will be repaid with divine interest, not humanly calculated interest. Can you imagine the difference between the interest you could earn from God versus an earthly loan?
When a borrower takes out an earthly loan, they want to pay the minimum interest and may command a low rate to get the best terms for themselves. This forces the lender who's making the investment (lending) to keep rates low in order to stay competitive. That's just how it works.
If you wanted to buy a bond (a loan that you make to a corporation, government, or community for a project like building a school), they typically pay pretty low interest unless you're willing to take more risk. You could get involved with a corporate project that may be less solid financially, but you risk losing money. Will Rogers once said,
“It's not the return on my investment that I’m concerned about; it’s the return of my investment.”
To get good interest on a loan, you often have to increase the risk of losing your own money. However, lending to God doesn't come with any risk whatsoever. By giving to the poor, you get the maximum return on your investment. Remember, God uses divine math. You may see it as giving money away. But God sees it as a loan, which He plans to repay.
Think of the ways that you can be generous to the poor, whether in your community or through your church. At Lord and Richards, we give to the most unreached, neglected, and least wealthy people in the world through missions. We began a foundation years ago, investing profits to begin churches and do work in schools. Today, we support people all over Asia who have the least in resources but are doing some of the greatest good for the kingdom.
\\"Can you imagine the difference between the interest you could earn from God versus an earthly loan?"
In Proverbs 20:13, the writer is warning the person who closes his ears to the cry of the poor: “if they close their ear to the cry of the poor, they will call out and not be answered.”
The needs around us can become overwhelming. We see people looking for handouts and begin to question how needy they are. We shut them all out to avoid guilt, having to make decisions, or exercising discernment. However, God expects us to listen to His voice. We are to use discernment, do our homework, and be faithful in helping others when there's a genuine need. One day, you may have a financial, emotional, or spiritual need. And God is revealing a principle to us: those who fail to lend to the poor and shut their ears to their cry are going to receive the same treatment in a time of need. You want to have people who rush to your aid, right? Be discerning, get involved, and find ways that you can give to the poor.
\\"To get good interest on a loan, you often have to increase the risk of losing your own money."
Giving is a strategy that yields a variety of other benefits, including tax advantages. Our clients who are charitably minded don’t want to give their money to the government, nursing homes, and hospitals. They would rather give to the poor, missions, and family. Lord and Richards can help you develop a financial plan to ensure that your legacy doesn’t leave your money in the wrong hands.